Understanding the Benefits of Having Food Insurance

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What is food insurance? If you’ve never heard the term before, you might be thinking along the lines of fast food insurance or restaurant insurance, but that’s a completely different thing. If you need insurance for a business in the food industry, you buy commercial insurance, not food insurance. Food insurance is a way to ensure that your family will have enough food and water to live through an emergency such as a flood or hurricane.

Food insurance is not like other types of insurance. You don’t buy food insurance from an insurance company and then file a claim after a disaster. Instead, you buy food as insurance and keep it on hand in case of a disaster. By purchasing items such as freeze-dried food and bottled water in advance, you can be sure that your family will not die from starvation in the event that fresh food and water are temporarily unavailable.

If you want a short-term solution for emergency food preparedness, FoodInsurance.com offers a backpack that includes enough freeze-dried food to feed one adult for two weeks. The kit also contains a cooking tin, heat source with fuel pellets, waterproof matches, and a water filter. There is an upgraded version of this kit that also includes a first aid kit, all-in-one tool, two dust masks, and a combination flashlight and radio.

FoodInsurance.com also offers food insurance packages for long-term survival. They have packages containing 632, 948, 1264, 1896, 2528, and 3792 entrÈes. The amount of food in these packages can feed a family up five for three to twelve months, depending on which kit you purchase. The prices for these packages range from $1,789.99 to $9,799.99. That may seem like a lot, but it is really a small price to pay if it ends up saving your children’s lives.

According to Food Insurance reviews, the food sold by the company actually tastes good as well as having a long shelf life. Some of the items included in the packages are lasagna, chicken ala king, spaghetti, rigatoni, vegetable stew, granola, scrambled eggs with sausage, protein shakes, orange drink mix, and chocolate milk. The shelf life of the food ranges from 7 to 25 years depending on the package. The smaller packages contain freeze-dried food packaged in mylar pouches, which keep for 7-10 years. The larger packages contain foods that are packaged in large cans, which can preserve the food for up to 25 years.

Is it really necessary to have enough food on hand to last three to twelve months, though? Probably not. It would take a pretty big national catastrophe to make food unavailable to the general public for that long. In the event that your area is hit by a natural disaster, there is a good chance that help will be on the way within a week or two. For most people, keeping a two-week supply of food insurance on hand is probably sufficient.

If you want to put together your own food survival kit instead of buying one already prepared, you can do that too. This form of food insurance is no less effective than the kits sold by disaster preparedness companies. As long as you are sure to include everything you need in your emergency kit and keep it in a place where the food will not be used up for non-emergencies, making your own kit should work out fine. Be sure to include freeze-dried food or other food with a long shelf life as well as either bottled water or a way to filter your water in case it becomes contaminated.

Regardless of whether you create your own food insurance package or buy it ready-made, be sure to include enough food and water to keep your family fed for at least two weeks. In addition to food insurance, you should always keep a first aid kit, flashlight, radio, and pocketknife on hand in case of an emergency. You never know when these items might come in handy.


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